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The health plan that
goes further

Discover the Cigna Healthcare
experience

Get ready to enroll in your 2026 benefits.

Big news: The Basic Plan just got better. Starting 2026, employee-only coverage is $5 per pay period, with a $5 copay for primary care, behavioral health, virtual visits and more.1

Find your Open Enrollment dates:


September 18–October 1:

Phase 1 States: AZ, OH, IN, NV, CO, CT, OR, DE, UT, MO, AR, ID, NE

October 9–October 22:

Phase 2 States: CA, HI

October 16–October 29:

Phase 3 States: NJ, GA, IL, TN, WI, MN, AK

October 23–November 5:

Phase 4 States: NY, PA, KY, MS, KS, NM, NH, ME

October 30–November 12:

Phase 5 States: WA, NC, AL, OK, LA, SC, VT

November 6–November 19:

Phase 6 States: TX, MA, IA, RI, SD, MT, WY, FL, VA, MI, MD, ND, WV, DC

View plan details below and visit Amazon A to Z for more information and help enrolling in a Cigna Healthcare® plan. Or call the Cigna Healthcare Support Line at 877.505.5880.

Cigna Healthcare plan details.

Basic Plan

With the Cigna Healthcare Basic Plan, you get access to our nationwide network of quality doctors, hospitals and providers that meet our rigorous standards for quality and cost-efficiency. From cardiologists to pediatricians, quality, affordable care is close to home.

Key Updates for 2026

  • Employee-only premium decreases to $5 per pay period
  • Employee copays for several services are now $5 per visit,1 including:
    • Primary Care
    • Behavioral Health
    • All Virtual Care
    • Physical Therapy (PT)
    • Speech Therapy (ST)
    • Occupational Therapy (OT)
    • Applied Behavioral Therapy (ABA)

Pharmacy Benefits

Effective January 1, 2026, Amazon’s pharmacy benefit will be administered by RxAdvance. The program will continue to offer access to a wide network of retail pharmacies, mail-order services through Amazon Pharmacy, and specialty medications through Optum Specialty Pharmacy.

To learn more, visit amazon.rxacloud.com or call 1-800-991-3164.

Hinge Health

Beginning 1/1/26, Hinge Health will be available on the Basic Plan. Hinge Health is a digital program that helps with joint, muscle, and bone pain through virtual physical therapy and exercise plans. The copay is $5 per visit.

Resources:

2026 Basic Plan Summary [PDF]
2026 Basic Plan Provider Directory
Express Scripts Pharmacy by Evernorth®
Amazon Pharmacy


Compare to 2025 coverage:

2025 Basic Plan Summary

Enhanced Plan

All Amazonians have the option to choose the Enhanced Plan, which has a tiered benefit design:

Coverage Overview

The Enhanced Plan includes a wide range of services with copays that vary by service type. This tiered structure helps members understand what they’ll pay based on the kind of care they receive. Tiered copays apply to primary care and specialty care when Tier 1 providers are available as an option in your area.

Copay Details

  • Primary Care Visit: $30/$50 for Tier 1/Tier 2 providers
  • Specialist Visit: $60/$100 for Tier 1/Tier 2 providers

Pharmacy Benefits

Effective January 1, 2026, Amazon’s pharmacy benefit will be administered by RxAdvance. The program will continue to offer access to a wide network of retail pharmacies, mail-order services through Amazon Pharmacy, and specialty medications through Optum Specialty Pharmacy.

To learn more, visit amazon.rxacloud.com or call 1-800-991-3164.

Hinge Health

Beginning 1/1/26, Hinge Health will be available on the Enhanced Plan. Hinge Health is a digital program that helps with joint, muscle, and bone pain through virtual physical therapy and exercise plans. The copay is $10 per visit.

Resources:

2026 Enhanced Plan Summary
2026 Enhanced Plan Provider Directory
RxAdvance Pharmacy
Amazon Pharmacy


Compare to 2025 coverage:

2025 Enhanced Plan Summary

A health plan made to do more

Young female doctor with purple scrubs and stethoscope hanging around her neck while working at a computer.

Know before you go

Avoid surprise bills by using in-network providers. Search our Cigna Healthcare Provider Directory by location and type. If your doctor isn’t in-network, think about switching. Not a member? Sign in as a guest.

Middle aged doctor with blue scrubs on and stethoscope hanging around his neck.

Have a doctor in mind?

If your favorite doctor isn’t in-network, send us a Provider Nomination Form, and we’ll contact them directly.2

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Continue your current care

If you’re new to Cigna Healthcare and already seeing a doctor that’s not in our network for a specific condition, you can keep seeing them while we help with a safe transfer to an in-network provider. Just fill out a Transition of Care Form within 30 days of starting your new Cigna plan. Have questions? Email us.

Young woman using her mobile phone in large warehouse. Female warehouse worker reading text message on her cell phone.

Easier access

You can manage your health plan anytime, anywhere with myCigna®.3 Once enrolled, you can:

  • Find in-network doctors
  • Track claims and expenses
  • Explore wellness programs
  • Access digital ID cards and more
Young woman sitting in a yoga position with her hands on her knees.

Better behavioral health

Everyone’s health journey is unique. That’s why we offer various programs and resources to support your well-being, including our library of behavioral health seminars. Start there to feel your best.

Mature man checking blood pressure while having online meeting with a doctor.

Convenient virtual care

As a Cigna Healthcare member, you’ll have access to reliable, affordable virtual care through MDLIVE®.4 This includes 24/7 urgent care, virtual wellness visits, virtual behavioral health and more. Speak with a board-certified doctor by phone or video – anytime, anywhere.


  1. The $5 premium per pay period and $5 copays apply to the Basic Plan for employee-only coverage in the 2026 plan year. Other services may have different copay amounts. These amounts do not count toward the deductible. See plan documents for full details.
  2. Cigna Healthcare contacts all nominated providers in an effort to recruit them into the network; however, Cigna Healthcare cannot guarantee that they will be added to the network. Submission of the provider nomination form in no way guarantees the provider will be added to the network. Please note that Cigna Healthcare has national agreements in place for certain services and therefore, we will not be able to recruit the following specialties: Laboratory Services, Home Health Services, Home Infusion Services, Durable Medical Equipment, Prosthetics and Orthotics, High Tech Radiology and Audiology. Please be advised that the credentialing process for a provider can take up to 90 days.
  3. Children under age 13 are not permitted to register for a personal profile at myCigna.com.; The downloading and use of the myCigna Mobile App is subject to the terms and conditions of the App and the online store from which it is downloaded. Standard mobile phone carrier and data usage charges apply.
  4. Cigna Healthcare provides access to virtual care through national telehealth providers as part of your plan. This service is separate from your health plan’s network and all services may not be available in all areas; subject to state regulations. Referrals are not required. Video may not be available in all areas or with all providers. Refer to plan documents for complete description of virtual care services and costs.


Cigna Healthcare products and services are provided exclusively by or through operating subsidiaries of The Cigna Group.

© 2025 Cigna Healthcare. Some content provided under license.

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