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Healthy habits can lead to healthy savings

Cigna Healthcare is proud to be the administrator for your JPMorganChase Wellness Activities – even if we are not your medical carrier.

Employees and their covered spouses/domestic partners who complete an annual physical with a PCP between January 1, 20261,2 and December 31, 2026, will each qualify for a $750 lower rate on their 2026 (11:59 pm ET) medical payroll contributions (up to $1,500 total), compared to if you did not take this action.

Alternatively, if you complete a biometric wellness screening in 2026 and meet all four healthy outcomes in one screening (Body Mass Index or waist circumference, blood pressure, cholesterol, and blood sugar), you will also qualify for the lower rate—no physical required.

They say good health is its own reward. It can be even more rewarding when you participate3 in the JPMorganChase Wellness Incentive Program.

The money in your MRA is tax-free and can be used to pay for eligible out-of-pocket expenses, such as medical and prescription drug expenses. Earning all available Wellness Rewards in your MRA can really help offset some of these costs.

As a JPMorgan Chase employee, you have the opportunity to earn up to $700 in your MRA by completing wellness activities between January 1, 2026, and December 31, 2026. Visit My Health > Wellness Incentive Activities4 for more details.

  1. 1 You are not required to bring any forms to your annual physical to qualify for the lower rate; completion is automatically registered through claims processing. However, downloading and submitting the Biometric Screening Physician Form from the Quest portal may qualify you for 2026 MRA funds ($150 for the wellness screening, plus additional funds for healthy outcomes).
  2. Annual physicals are provided at no cost once per calendar year when completed with an in-network provider. However, some PCP practices require new patients to complete a new patient office visit before the annual physical. If a new patient office visit is required, you may incur a PCP copay.
  3. If you are unable to meet a wellness reward standard under the JPMorganChase Wellness Incentive Program, you may qualify for the same reward through an alternative. Please contact Cigna Healthcare, the Wellness Incentive Program administrator, at 800.790.3086 and they will work with you (and, if you wish, with your doctor) to find an option suited for you in light of your health status.
  4. Some cities and municipalities may impose income taxes on MRAs or FSAs. For detailed information, please contact your local department of taxation.