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A health plan that’s sure
to make you smile

Experience the difference
Cigna Healthcare can make

Get ready to enroll in your 2027 benefits.

Explore the plan details below to learn more and get help enrolling in a Cigna Healthcare® plan. Or call the Cigna Healthcare Support Line at XXX.XXX.XXXX.

Open enrollment period will be open from November 2, 2026 through November 16, 2026.  

A health plan that gives you more.

Why Cigna Healthcare?

Everyone’s health journey looks different. That’s why we have a wide variety of programs and resources to help you live your healthiest life, tools to make it easier, and support that’s always there. Get started with our library of behavioral health seminars. It’s just one way that we’re here for your whole health.

Mature man checking blood pressure while having online meeting with a doctor.

Convenient virtual care

As a Cigna Healthcare member, you’ll have access to reliable, affordable virtual care through MD Live®.1 This includes 24/7 urgent care, virtual wellness visits, virtual behavioral health and more. Speak with a board-certified doctor by phone or video – anytime, anywhere.

Young female doctor with purple scrubs and stethoscope hanging around her neck while working at a computer.

Find a provider

You can help avoid surprise bills by making sure your doctors, hospitals and providers are part of the Cigna Healthcare network. To search, use the Provider Directory by entering your location and doctor by type. If the provider you’re searching for isn’t in-network, consider switching to one of our in-network providers. Not a member yet? Sign in as a guest.

Pharmacy needs

Express Scripts Pharmacy® lets you get 90-day supplies of the medications you take on a regular basis so you’ll never miss an important dose.2

Woman, video call and psychologist on laptop screen of support, advice or helping with mental health in online meeting. African therapist talking to home client for remote therapy on computer

Mental Health Support

Cigna Healthcare provides mental and behavioral health support for teens, parents and families. Connect to care 24/7, or work with a behavioral health coach for a wide range of conditions. Additional services may include the following:

  • Support for a variety of conditions, such as autism spectrum disorder, eating disorders, substance use and more. 
  • Up to three free sessions with a licensed clinician3 in our employee assistance program (EAP) network.4
  • Digital platforms, such as Headspace to help you overcome stress, anxiousness, loneliness and more.

Cigna Healthcare plan details.

Basic Plan

With the Cigna Healthcare Basic Plan, you get access to our nationwide network of quality doctors, hospitals and providers that meet our rigorous standards for quality and cost-efficiency. From cardiologists to pediatricians, quality, affordable care is close to home.

Resources:

2027 Basic Plan Summary [PDF]


Enhanced Plan

All employees have the option to choose the Enhanced Plan, which has a tiered benefit design:

Coverage Overview

The Enhanced Plan includes a wide range of services with copays that vary by service type. This tiered structure helps members understand what they’ll pay based on the kind of care they receive. Tiered copays apply to primary care and specialty care when Tier 1 providers are available as an option in your area.

Copay Details

  • Primary Care Visit: $30/$50 for Tier 1/Tier 2 providers
  • Specialist Visit: $60/$100 for Tier 1/Tier 2 providers

Resources:

2027 Enhanced Plan Summary


  1. Cigna Healthcare provides access to virtual care through national telehealth providers as part of your plan. This service is separate from your health plan’s network and may not be available in all areas or under all plans. Referrals are not required. Video may not be available in all areas or with all providers. Refer to plan documents for complete description of virtual care services and costs.
  2. Not all plans offer home delivery as a covered pharmacy option. Please log in to the myCigna App or website, or check your plan materials, to learn more about the pharmacies in your plan’s network.
  3. Sessions can be virtual or face-to-face. Number of visits per issue per year may vary based on plan coverage. Call Cigna Healthcare or click to chat on myCigna to obtain an authorization code to give to your provider. Some restrictions apply. Please check with your employer to confirm services included in your plan.
  4. EAP services are in addition to, not instead of, your health plan benefits. These services are separate from your health plan benefits and do not provide reimbursement for financial losses. Program availability may vary by plan type and location, and programs are not available where prohibited by law.

Product availability may vary by location and plan type and is subject to change. All group health insurance policies and health benefit plans contain exclusions and limitations. For costs and details of coverage, review your plan documents or contact a Cigna Healthcare representative.

Cigna Healthcare products and services are provided exclusively by or through operating subsidiaries of The Cigna Group.

© 2026 Cigna Healthcare. Some content provided under license.

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