Dental benefits worth smiling about.

Quality dentists. Discounted prices. Whole health support. Cigna Healthcare® has everything you’re looking for in a Dental Plan.

Maintaining good oral health is important to your overall health. Having access to the right care at the right price is also important. That’s why your Cigna Dental Care® Plan not only includes two in-network dental check-ups per year – at no additional cost to you–but it also includes coverage for adult orthodontia, no deductible and no calendar-year maximum. With access to more of the quality dentists and dental specialists you want, close to home.

Cigna is available 24/7/365 at 800.790.3086 to answer all your dental questions.


With the Cigna Dental Care1 Plan, you choose a primary dentist in the Cigna Dental Care Access Plus network who will manage your dental care. If you do not select an in-network primary dentist, you will not be eligible to receive dental care.2

Your Cigna Dental Care Plan is a coinsurance plan. You pay nothing out of pocket for covered in-network preventive care and pay only a percentage of discounted costs for covered basic and restorative care.3

The Cigna Healthcare DHMO is available in many locations, but in certain areas, access is more limited. Enrolling in a DHMO dental plan means that you agree to receive care solely from dentists associated with the DHMO network option you select; there are no out-of-network benefits. In return, you will have no deductibles to meet or lifetime limits on benefits (except orthodontia and sealants). DHMO provider networks may change during the year (i.e., new providers join and some providers may leave the network); we encourage you to use the provider search tool now and during the year to review all provider options near you.


Take some time to review your dental fee summary to compare coverage benefits, covered procedures and coinsurance percentages for each covered procedure. To determine if your dentist is in our network, please visit our provider directory. This directory link reflects in-network providers within the Cigna Dental Care Access Plus Network. If you are already a Cigna Healthcare customer, you can also log in to myCigna.com® to estimate dental costs.

Dental fee summary [PDF]

Dental summary of benefits [PDF]

We work hard to make dental care simple. Here are some features and benefits of your Cigna Dental Care Plan.

  • No deductibles
  • No annual dollar maximums
  • No claims forms when using in-network dentists
  • High-demand services, including coverage for braces (child and adult), teeth whitening (using take-home bleaching trays), TMJ and other popular services4
  • Coverage for dental implant surgery5

As we said, your dental health can impact your overall health, and vice versa. Here are some other benefits of Cigna Healthcare Dental that support your whole health, available at no additional cost to you.

  • Cigna Dental Oral Health Integration Program® offers enhanced dental coverage for enrolled Cigna Healthcare Dental plan participants with certain medical conditions [PDF].6
  • We offer access to trained health advocates who can help you avoid health risks and improve your oral as well as overall health.

When you enroll in a Dental plan with us, you’ll have the convenience and security of one company looking after your overall dental health.

  • myCigna.com is one place for all your personalized dental plan information, including helping you find in-network dentists, comparing dental costs, and more.
  • We are available 24/7/365 at 800.790.3086 to answer all your dental questions.

1Cigna Dental Care is a brand name used to refer to product designs that may differ by state of residence of enrollee including, but not limited to, prepaid plans, managed care (including Dental HMO) plans and plans with open access features. Cigna Dental Care plans are not available in all states.

2A benefit is paid for covered out-of-network emergency dental care. Certain states mandate coverage for dental care received out-of-network. For example, in Minnesota, the plan will pay 50% of the value of your network benefit for covered out-of-network services. In Oklahoma, the plan will pay the same amount it pays network dentists for covered out-of-network services. You are responsible for any charges not covered by the plan. Other states may have similar mandates. Refer to your plan documents for cost and coverage details.

3Charges by Cigna Healthcare network dentists can vary by area.

4Orthodontic treatment (braces) is subject to a maximum benefit of 24 months of interceptive and/or comprehensive treatment; atypical cases or cases beyond 24 months require an additional payment. TMJ treatment is limited to one occlusal orthotic device per 24 months. Review your Dental Fee Overview for more information, including plan exclusions and other limitations.

5Surgical placement of implants (D6010, D6012, D6040, and D6050) have a limit of one implant per calendar year with replacement of one implant per 10 years. Review your Dental Fee Overview for more information, including plan exclusions and other limitations.

6This program provides reimbursement for certain eligible dental procedures for customers with qualifying medical conditions. Customers must enroll in the program prior to receiving dental services to be eligible for reimbursement. Reimbursement is applied to and subject to any applicable annual benefits maximum. See your plan documents or contact Cigna Healthcare for complete program details.

All group dental plans and insurance policies have exclusions and limitations. For costs and details about the services covered under your plan, review your enrollment materials. Dentists who participate in the Cigna Healthcare network are independent contractors solely responsible for the treatment provided and are not agents of Cigna Healthcare.


Author